Credit Analyst/Underwriter

上海 全职 RMB700,000 - RMB1,000,000 年薪 查看职位描述
As part of the global risk, credit & compliance team, we are seeking a detail-oriented and analytical Credit Underwriter to support our credit risk team. The successful candidate will play a key role in conducting credit screenings, underwriting supplier and buyer risks, monitoring post-loan activities, and assisting in various credit-related processes.
  • International platform
  • Good platform for learning and self development

关于我们的客户

Our client is international Fintech company, focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled services across the end-to-end consumer goods supply chain.

职责描述

Key Responsibilities

Credit Screening & Evaluation:

Conduct preliminary credit assessments of new and existing suppliers in Asia and international buyers.

Manage credit insurance limits, ensure that coverage is adequate relative to exposure and aligned with internal risk appetite.

Gather and analyze financial statements, credit reports, and leveraging tech tools, alternative data and AI.

Prepare credit summaries and risk ratings in line with internal policies.

Credit Underwriting:

Assist in the preparation of credit proposals and underwriting memos.

Evaluate counterparty risk based on financial health, industry trends, and payment history.

Recommend credit limits and terms based on risk assessment and internal risk policies.

Post-Loan Monitoring:

Monitor the financial performance and payment behavior of counterparties.

Track covenant compliance and flag early warning signals.

Credit Process Support:

Support the implementation and improvement of credit policies and procedures.

Collaborate with cross functional teams to ensure smooth credit operations.

Assist in audits, reporting, and regulatory compliance as needed.

理想的求职者

Bachelor degree in accounting, statistic, math, computer science, finance or economics etc.

5-8 years+ credit underwriting in financial institutions or fintech focusing on SMEs.

Experiences of cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is preferred.

Able to identify, analyze and solve problems in a very structured way.

Independent, self-driven, matured, resilient, able to handle pressure.

Fast learner, team spirit, adapt to multi-culture environment.

Capability of communication in business English and Chinese (advantage).

薪酬待遇

  • Competitive salary ranging from CNY 700000 to CNY 1000000.
  • Permanent role located in Shanghai with opportunities for professional growth.
  • Chance to work within a well-established company in the fintech industry.
  • Supportive and professional working environment.



If you are passionate about your career in credit and are ready to make a difference in the Fintech industry, we encourage you to apply for the Credit role in Shanghai today

联系
Rosa Luo
职位编号
JN-112025-6877762
联系电话
+8621 6026 8062

职位概要

职位类别
财务与会计
子类别
信贷分析
行业
信息技术/通信
地区
上海
工作类型
全职
顾问名字
Rosa Luo
顾问电话号码
+8621 6026 8062
职位编号
JN-112025-6877762

米高蒲志集团的多元与包容文化

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